Get your paycheck and government benefits up to two days earlier than you would with a traditional bank account. It’s a good option for those with bad credit or a negative banking history, as well as anyone looking for these features: The Netspend account doesn’t require a credit check. What are the benefits of a Netspend All-Access account? You’ll need to give the following information when you apply online: You should know instantly if you’re approved, and your All-Access debit card should arrive in the mail seven to 10 business days after you apply. Enter your personal information, select your direct deposit methods, choose your card design and click Sign Up.From the official Netspend website, click Sign Up Now.How do I open a Netspend All-Access Account account?įollow these steps to sign up for your free account online: All international money transfer services.Hope this helps others in the future, if nothing else, to encourage them to find that magical fine print in the mountain of paperwork they send. It also provides opt-out instructions which I won't share here as it includes phone numbers, email, and address info and I don't want to break any rules. This card was not sent to you in response to an application." We obtained your name and address from a third-party data provider. No credit report has been or will be obtained in connection with this offer. If you do not want this card, please dispose of it securely. Identity verification and card activation is required to use all Account features or to add money. For me, the language just below the card reads: with time, but I wanted to help anyone else looking for help. I do recognize all cards are different and language is not always the same, esp. Several older posts seemed unrelated to this situation or were specific to COVID relief. There was a previous post in r/personalfinance about 6mo ago, but it did not include language. I'm sharing my experience as, during my research online, other posts asking 'what to do with these cards' did not produce any language that confirmed my suspicions of it being an offer. You can also sign up for their cards and checking accounts, but the unsolicited ones are, likely, just offers (read that fine print) that need to be shredded. Netspend is apparently used by some for their government benefits (my research found it used for regular benefits as well as some COVID and tax refunds). This card is very much for a checking account. However, this reads very much like someone supplied information for a new account and they were mailing out a card (true plastic debit card, not one of those paperboard ones) with a bank acct and routing number, debit card number, and full name and address. My MIL received an unsolicited card from Netspend and I read through it to find out it was just an offer. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests.
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